
June 19, 2025
Inside the Top 10 FCA Fines: Governance Failures That Cost Firms £ 2.4 Billion
The ten largest FCA penalties now represent just over 50 percent of total fine value. Examine their root causes and the governance gaps boards must close.
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August 1, 2025
FCA in Motion: Tough Enforcement & Redress Reform
This week, the FCA delivered action on two fronts: enforcement and redress reform. It’s a call for firms to be both vigilant and prepared.
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July 4, 2025
FCA's Evolving Vision: Safer Culture, Smarter Tech, Sharper Trust
This week, the FCA took a bold step forward in reshaping both how firms operate and how customers experience financial services.
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June 20, 2022
How to navigate the Skilled Person Review
As part of our How to series, we thought to release a brief guide on what to do when you are required to appoint a Skilled Persons by the regulator.
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August 22, 2022
What is terrorist financing in simple terms
In the UK, Part 3 of the Terrorism Act 2000 criminalises terrorist financing and makes it an offence to:
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August 29, 2022
What is Customer Due Diligence and what controls should you focus on?
Customer due diligence (CDD) is a key element in helping your firm:
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January 31, 2022
New restrictions on the financial promotions of crypto assets
The Financial Conduct Authority (FCA) has launched a consultation paper (CP22/2) on financial promotion rules for high-risk investments, including crypto assets.
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May 12, 2025
FCA Regulatory Brief – Priority Actions for Firms
The FCA's recent activities highlight its focus on several key areas: conduct and culture, tech adoption, data and reporting efficiency, and global reach. The blog emphasizes that firms should proactively align with these themes to prepare for future supervision.
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September 26, 2022
How much are the FCA fees?
The common question we receive when firms are deciding whether to get authorised or not as an FCA regulated firm is how much will it cost?
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April 25, 2024
Improving Oversight of Appointed Representatives in the Credit Broking Industry Introduction
The Financial Conduct Authority (FCA) has recently assessed the key harms and drivers of harm caused by Appointed Representatives (ARs) and Introducer Appointed Representatives (IARs) in the credit broking sector. The regulator has identified areas for improvement in the due diligence checks conducted by principal firms when appointing ARs and in their ongoing monitoring of these representatives. This article will discuss the issues identified by the FCA and how firms can address these concerns to ensure better oversight of their ARs and IARs.
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June 12, 2022
How to write a FCA business plan
We intend on launching a range of How-To articles to help you understand and resolve your ongoing regulatory compliance matters. Our first instalment is a guide on how to write a regulatory business plan.
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August 31, 2022
What is money laundering and what are some red flags you should consider?
Money laundering is the process of concealing or disguising the existence, source, movement, destination, or use of illicitly-derived property or funds to make them appear legitimate.
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July 26, 2021
Regulation of the funeral plan market
On 5 July 2021, the Financial Conduct Authority (FCA) launched a consultation (CP21/20) on its proposals for regulating the pre-paid funeral plan sector. This is part of an extensive regulatory change in the pre-paid funeral plan market. Under the proposals, the FCA will take over regulation from the Funeral Planning Authority (FPA) on the 29th July 2022.
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January 28, 2022
Consumer Credit - New regulatory considerations
The FCA’s, Director of Consumer and Retail Policy has recently provided its view on where changes are required in the Consumer Credit market. This detail arising from a speech identified that Consumer credit remains a key priority for the FCA.
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June 11, 2021
FCA Financial Promotions Quarterly Review
In our first of the series on regulatory smarts, we alert you to the quarterly financial promotion release issued by the FCA
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