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Funeral plans come under FCA regulation July 2022

Updated: May 20, 2022

The FCA has confirmed that from 29 July 2022, it will take on responsibility for regulating and supervising the pre-paid funeral plans market.

As a result of this announcement, companies selling funeral plans will have to comply with the FCA’s regulatory regime. As an example, there are several pre-contract disclosures requiring consumers to be provided clear information before they decide whether

to purchase a funeral plan

Key rules to remember:

The FCA will require firms to, amongst other measures:

  • stop cold calling and ensure advertising plans are sold fairly

  • stop commission payments to intermediaries, such as funeral directors, to ensure products represent fair value